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Banking and Savings

Our views on the expectations from the Budget and it’s impact on your personal finances.

    The budget and your wallet: A look at how this year’s annual budget could affect your personal finances Amar Pandit This year’s budget comes against a difficult economic environment of high fiscal deficit (could come in anywhere between 5.6-6 per cent for FY12); high inflation for the past two years, which has shown […]

Not insurance, but a savings policy

Publication: Business Standard Mumbai;   Date: 2 November, 2008;    Section: Product Analysis;    Yet another product that defies the basic principle of not mixing insurance with investment. Most insurance buyers forget one simple thing – they should be buying only life, health or any other cover from insurance companies. Instead they lose their focus and buy products, which are completely different […]

Do a Recce before the Recession

Publication: Business Standard, Mumbai; Section: Financial Planning; Date: October 19, 2008 Reduce high-cost loans, create a contingency fund and play long term.these are the only mantras to survive during a slowdown. Headlines across most newspapers, a few days ago, were about 1,900 employees being laid off at Jet Airways. Of course, the company’s chairman, Naresh […]

Banking on accounts

Publication: Business Standard, Mumbai;  Section Savings Date: January 13, 2008                   We often end up having a lot of dormant bank accounts. It’s time we cleaned up our act.   Rajesh Sharma, 45, management professional, has shifted several jobs over the years. No wonder, he has more than five bank accounts because each time he changed jobs, the […]

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