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Author : Ketan Sejpal

Churning for stability

Publication: Business Standard, Mumbai;   Date: 6 October 2008;    Section: Money Matters ;    Rebalancing your portfolio is an important part of money management. Here’s when to do it and how. All investors, depending on their risk profile, build up a portfolio consisting of different asset classes over time. Take for instance, Rahul Sinha’s portfolio. It includes fixed deposits, public […]

It doesn’t grow on TREES

Publication: The Times Of India Mumbai;      Date: Sep 9, 2008;      Section: Your Money;      Page: 24 Teaching your children about money could be your best gift to them. They may not appreciate it now, but they’ll thank you when they’re financially responsible and successful young adults Peer pressure is probably the worst enemy […]

All for term, term for all

Publication: BUSINESS STANDARD, Mumbai;   Date: Sep 7, 2008;    Section: Insurance;   With insurers slashing term plan premiums by up to 40 per cent, this is an opportunity for customers to shift from their high-cost insurance policies. The best thing you can buy from an insurance company is – an insurance policy. However, we often end up buying high-cost endowment […]

Much ado about home loans and prepayment

Publication:The Times of India Mumbai; Date:Aug 19, 2008; Section: Your Money; Page: 21 Street Smart Consumers should not just look at the absolute numbers and decide whether to retain the loan, prepay partly or complete the payout There is a lot of hue and cry these days about prepaying home loans. Often, every newspaper will […]

Interest Rate Management

Publication: Business Standard, Mumbai;   Date: August 3, 2008;    Section:Rate Hike  The recent hike in the rates will hurt your finances further. Time to do some stock-taking. Earlier this week, Reserve Bank of India (RBI) governor Y V Reddy surprised everyone with his double whammy. The apex bank increased repo rate and cash reserve ratio (CRR) by 50 […]

Lock, stock, exit

Publication: Business Standard, Mumbai; Section:Fund Fundamentals; Date: July 20, 2008 With the Sensex tottering at 13,000 levels, a whole lot of investors would be wondering if they should exit their mutual funds or stop their monthly systematic investment plans (SIPs). While the latter does not make sense, especially if you are in good equity diversified […]

Get smart, get the right life cover

Publication: The Economic Times Mumbai; Date: Jul 16, 2008; Section: Personal Finance; Page: 19 Scan The Market For An Insurance Policy That Provides Pure Risk-Protection Facility It’s a cool December evening and Arjun Kanetkar, a high-profile insurance salesman, marches into the office of one of his prospective clients Pooja Mistry, a successful entrepreneur in her […]

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