Year: 2009

Publication: Business Standard, Mumbai;   Date: March 1, 2009                   Take a decision based on the remaining tenure, penalty and processing charges. In the last five months, the Reserve Bank of India (RBI) announced four rate cuts, primarily to ease the liquidity crisis that has besieged the financial markets. These cuts have encouraged the public sector banks […]

Publication : Business standard, Mumbai; Date:February 15, 2009 Don’t dig into personal reserves, avoid personal and short-term loans. Recession, slowdown, budget freezes and cost cutting are four buzz words in any discussion today. Due to tough times, corporations have been forced to cut down on various costs. Just two days back, Citigroup head honcho Vikram […]

Publication: Business Standard, Mumbai;   Date: Jan 11, 2009;    Section: Cover Story;   In 2009, expect a Few developments in the personal finance space that will change things for the better. The year 2008 would be remembered for the sharp fall in stock markets and closure of legendary institutions like Lehman Brothers and Bear Stearns. Even in the personal finance space, […]

Publication: Business Standard, Mumbai;   Date: Jan. 4, 2009;    Section: Road Ahead;    After despair in 2008, invest smartly in 2009. The year 2008 has tested all investors. Besides a steady fall in the equity market, albeit with high volatility in some months, even other asset classes have seen a steady decline. For instance, crude oil went up to $147 […]