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Month: December 2006

Deferred annuity not a good idea

Publication: DNA, Mumbai;   Date: December 30, 2006;    Section: Personal Finance;   Page: 6. Combining life insurance and pension planning is not right   Like childrens insurance plans, retirement plans also suffer from what I call the “label” effect. Right from emotionally appealing advertisements like “Sar Uthake Jiyo” to aggressive marketing tactics, the insurance industry leaves no stone unturned to […]

Childrens insurance is a misnomer

Publication: DNA, Mumbai;   Date: Dec., 9, 2006;    Section: Personal Finance;   Page: 6 You and your child will do well by keeping insurance and investment decisions separate   Whats in a name” might sound cliché, but in the financial services industry, “Everything is in the name”. Classic examples of this are the ludicrous childrens insurance plans on offer. Its […]

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