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A `safety first` approach

Publication: Business Standard Mumbai;   Date: 6 April, 2008;    Section: Investing   INVESTING: Short-term money should not be in equity as you never know when the tide turns. Rakesh Mehta, a businessman in his late fifties, is surrounded by brokers, agents, banks and portfolio managers all the time. In the last few years, he devotes more time to stock market […]

Investing-Double, Double, TOIL & TROUBLE

Publication: The Times Of India Mumbai; Date: Mar 18, 2008; Section: Your Money; Page: 42 In stormy markets, it’s better to stay alert and rational than to bank on prophesies IN the last couple of months, several US investment banks, insurance companies and other institutions have reported big black holes in their balance sheets. A […]

The big canvas of tax investments

Publication: The Economic Times Mumbai; Date:2008 Mar 12; Section:Personal Finance; Page Number: 23 Tax planning is always seen with an isolated view of saving tax. This myopic view hurts individuals in the form of lower post tax income, higher costs and a hodge-podge of investments accumulated over a period. Contrary to this approach, tax planning […]

Creating a safe corpus

Publication:  Business Standard, Mumbai;   Date: March 9, 2008;    Section: Behavioural Finance;   Once you have done the hard work of accumulating a nice little kitty for yourself, rebalance the portfolio in favour of safer instruments to be insulated from market risks.    Anil Shah, a businessman in his late fifties, is a seasoned investor. He has been rather […]

An expensive proposition

Publication: Business Standard, Mumbai;   Date: Feb 10, 2008;    Section: Product Analysis;      Health Plus has a few positives but does not satisfy your basic insurance needs. A plain vanilla Mediclaim is still the best option.    After the private insurance companies, Life Insurance Corporation of India (LIC) entered the health insurance space last week with “Health Plus”. The product […]

Banking on accounts

Publication: Business Standard, Mumbai;  Section Savings Date: January 13, 2008                   We often end up having a lot of dormant bank accounts. It’s time we cleaned up our act.   Rajesh Sharma, 45, management professional, has shifted several jobs over the years. No wonder, he has more than five bank accounts because each time he changed jobs, the […]

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