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Financial Planning

Much ado about home loans and prepayment

Publication:The Times of India Mumbai; Date:Aug 19, 2008; Section: Your Money; Page: 21 Street Smart Consumers should not just look at the absolute numbers and decide whether to retain the loan, prepay partly or complete the payout There is a lot of hue and cry these days about prepaying home loans. Often, every newspaper will […]

Interest Rate Management

Publication: Business Standard, Mumbai;   Date: August 3, 2008;    Section:Rate Hike  The recent hike in the rates will hurt your finances further. Time to do some stock-taking. Earlier this week, Reserve Bank of India (RBI) governor Y V Reddy surprised everyone with his double whammy. The apex bank increased repo rate and cash reserve ratio (CRR) by 50 […]

Creating a safe corpus

Publication:  Business Standard, Mumbai;   Date: March 9, 2008;    Section: Behavioural Finance;   Once you have done the hard work of accumulating a nice little kitty for yourself, rebalance the portfolio in favour of safer instruments to be insulated from market risks.    Anil Shah, a businessman in his late fifties, is a seasoned investor. He has been rather […]

An expensive proposition

Publication: Business Standard, Mumbai;   Date: Feb 10, 2008;    Section: Product Analysis;      Health Plus has a few positives but does not satisfy your basic insurance needs. A plain vanilla Mediclaim is still the best option.    After the private insurance companies, Life Insurance Corporation of India (LIC) entered the health insurance space last week with “Health Plus”. The product […]

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