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Case Study

Cover for children

Publication: Business Standard, Mumbai;   Date: June 1, 2008;    Section: Insurance;   While insurance companies may want to sell child plans on the pretext of creating a corpus, the overall costs are too high to even consider such products.    Atul Sharma, 55, was a very happy man. Just recently, he had bought life insurance policies for his two grandchildren, […]

Do homemakers require life insurance policies?

Publication: The Economic Times Mumbai; Date: May 29, 2008; Section: Personal Finance; Page: 21 Anju Grewal, a housewife in her mid-30s, agreed to buy life insurance after been chased by her cousin. Though she gave in to social obligations, she was not sure whether she should buy the investment oriented insurance policy pitched to her. […]

The R Factor: Draw up a risk-return equation

Publication: The Economic Times Mumbai; Date: May 27, 2008; Section: Personal Finance; Page: 19 Don’t go by size or what’s hot. Make an informed investment decision, says Amar Pandit Just a couple of weeks ago, I met up with an investor who had invested in Reliance Vision Fund through his old broker. I was checking […]

A `safety first` approach

Publication: Business Standard Mumbai;   Date: 6 April, 2008;    Section: Investing   INVESTING: Short-term money should not be in equity as you never know when the tide turns. Rakesh Mehta, a businessman in his late fifties, is surrounded by brokers, agents, banks and portfolio managers all the time. In the last few years, he devotes more time to stock market […]

Step up equity play, cut realty share

Publication: DNA, Mumbai;   Date: August 27, 2007;    Section: Personal Finance;   Page: 6 That is the prescription forDNA Money readers Raj & Seema Financial plan? Who wants one when the markets are booming, gold is rocketing and real estate is zooming? The average working man or woman in India decides where to put his or her money depending on […]

Cut realty weightage, rejig portfolio

Publication: DNA, Mumbai;   Date: July 9, 2007;    Section: Personal Finance;   Page: 6 Thats the prescription for DNA Money reader Rahul Shah I have done things in an ad hoc fashion and I am not sure if I have done the right thing,” Rahul Shah rued. A 37-year-old corporate executive, he lives in Mumbai with his wife Seema and […]

A plan your child can do without

Publication: DNA, Mumbai;   Date: 14 June, 2007;    Section: Personal Finance;   Page: 6 Attactive as LICs Komal Jeevan may appear, it gives you neither cover nor returns Insurance in India is synonymous with the Life Insurance Corporation of India and vice versa. For a long time, LIC was the only life insurance institution and the only products available […]

Dont fall for Ulip sales pitch

Publication: DNA,Mumbai;   Date: March 22, 2007;    Section: Personal Finance;   Page: 6 Most insurance companies and agents mislead customers to solicit business Unless you are the kind who does not watch television, “Bajaj Allianz super agent mujhe apna tax bachchana hai” is an advertisement one can see over and over again, these days. Given the fact that it […]

Disability planning is vital for everyone

Publication: DNA Mumbai;   Date: November 13, 2006;    Section: Personal Finance;   Page: 6 Increased awareness among corporates, individuals and media will help create models “Who would take care of our son Armaan should something happen to us?” was the key question burning in Rajesh & Arti Malhotras mind when I met them. Malhotras have a 5-year-old talented autistic child. Rajesh […]

Aryan Suris best bet is his homeland

Publication: DNA Mumbai;   Date: October 23, 2006;    Section: Personal Finance;   Page: 24 NRIs can earn more from their portfolios by turning to India During my last visit to US, I met up with several NRIs including high networth individuals, senior level executives with consulting firms, software engineers and the likes. One thing that was common within this segment […]

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