Course Content for Women Employees |
| |
| Introduction to Financial Planning |
An interactive session with live examples: What is Financial Planning? Why is it important to women? How can it help them avoid costly mistakes?) Woman of the house is the best financial planner..!!, whether she is literate or not, everyday she has to manage the house with limited resources, a selfless service lifelong ! Anybody in the house ask her advice ? Does anyone finds out from whom she learnt those skills ? But everyone remembers her when he/she is in trouble.And she sacrifices for three generations for their well being.
Time Frame : 30 Minutes
|
| |
 |
| |
| Financial Leakage / Cash Flow / Debt Management |
Looking Rich and Being Rich are 2 different Things. How much money should you save?
What are the common financial leakages for women? How should you address this?
Eg. on Hair dressers, on Shopping, on Shoes , Purses , a New Car / Car Repairs, on Phone Bills
How much debt should you have? Why are credit cards and personal loans dangerous? How to conduct a Detailed Analysis of own Cash Flow and Net worth statements?
Time Frame : 60 Minutes
|
| |
|
| |
| Contingency Planning, Risk Management, Insurance |
What are the key financial risks that a Woman faces? - Handling the financial challenges of staying single, surviving separation, divorce or death of spouse, taking care of family.
How should one address these risks?
Why should a woman be involved in her family financial matters?
How should an unpleasant situation like a Divorce be handled?
Explain the need to have contingency funds and how much should you have. What is Life Insurance? How do women look at it and how one should actually look at it? How much life insurance should a woman buy and what kind of insurance should a woman buy?
Time Frame : 115 Minutes |
| |
|
| |
| Investment Planning, Asset Allocation, Tax Planning |
What kind of investments should a woman make?
Investment Planning - Various investment avenues like bonds, mutual funds, real estate and cash, Career Asset Management
Asset Allocation - Proportion of money to be invested in the various avenues as per their goals.
Tax Planning - A guide to help women to maximize their post tax income.
Time Frame : 115 Minutes |
| |
|
| |
| Retirement Planning |
Arrive at the dream number the working women would like to retire with, and plan the time to retirement to successfully achieve it. Key elements of a retirement Plan. What will you do in retirement (ensuring that your independence does not get affected after your retirement )?
Time Frame : 40 Minutes
|
| |
|
| |
| Estate Planning |
What is a Will , Power of Attorney and Trust. Why should you or your near/dear ones make a will?
Time Frame : 40 Minutes |
| |
|
| |
| Behavioural Finance |
Would discuss the emotional aspect of money management, as women think more with the heart than the mind, which would be clearly put across with live examples of Behavioural Finance. How behavioral finance affects decision making and how should you avoid costly mistakes?
Time Frame : 45 Minutes
|
| |
|
| |
| Q&A and Feedback Session |
an open forum for individuals to enumerate on the expectations, learning’s and any variance in the same.
Time Frame : 75 Minutes |
| |
| Total Time Frame : 480 Minutes |
