Course Content for Individuals |
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| Introduction to Financial Planning |
An interactive session with live examples: What is Financial Planning? Why is it important? How can it help avoid costly mistakes?
Time Frame : 30 Minutes |
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| Cash Flow / Debt Management |
Looking Rich and Being Rich are 2 different Things. How much money should you save? How much debt should you have? Why are credit cards and personal loans dangerous? How to conduct a Detailed Analysis of own Cash Flow and Net worth statements?
Time Frame : 30 Minutes
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| Contingency Planning, Risk Management, Insurance |
Explain the need to have contingency funds and how much should you have. What is Life Insurance? How do people look at it and how one should actually look at it? How much life insurance should one buy and what kind of insurance should one buy.
Time Frame : 130 Minutes |
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| Investment Planning, Asset Allocation, Tax Planning |
Investment Planning - Various investment avenues like bonds, mutual funds, real estate and cash, Career Asset Management. Asset Allocation - The proportion of money to be invested in the various avenues as per the risk profiling indicators.
Tax Planning - A very layman guide to the various tax planning options which will enable them to maximize post tax income.
Time Frame : 130 Minutes |
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| Retirement Planning |
Arrive at the dream number the individual would like to retire with, and plan the time to retirement to successfully achieve it. Key elements of a retirement Plan. What will you do in retirement?
Time Frame : 40 Minutes
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| Estate Planning |
What is a Will , Power of Attorney and Trust. Why should you or your near dear ones make a will?
Time Frame : 40 Minutes |
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| Behavioural Finance |
Would discuss the emotional aspect of money management, as we Indians think more with the heart than the mind, which would be clearly put across with live examples of Behavioural Finance. How behavioural finance affects decision making and how should you avoid costly mistakes?
Time Frame : 45 Minutes |
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| Q&A and Feedback Session |
An open forum for individuals to enumerate on the expectations, learning’s and any variance in the same.
Time Frame : 75 Minutes |
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| Total Time Frame : 480 Minutes |
